August 30, 2006
Mortgage Holders Have Better Credit
Mortgage Holders Have Better Credit á=
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Consumers who have home mortgages tend to carry more debt than those without them, but they manage it well and their credit scores are higher, according to a study released by a division of the Experian credit rating agency. á=
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Experian Consumer Direct, an online credit service, said a nationwide study found consumers who have a mortgage carried an average of $24,565 in credit card and other installment debt in addition to their mortgages compared with $4,565 in installment debt carried by consumers without a mortgage. á=
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