NEW YORK (CNNMoney.com) — Mortgage rates retreated from a two-year high this week, brought down by signs that the economy is cooling, as reported by Freddie Mac.

The average rate on 30-year fixed-rate loans fell to 6.72 percent for the week ending July 27 from 6.80 percent the week before.

A year ago, the 30-year mortgage rate averaged 5.77 percent.

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