April 20, 2006
Net Cost of a Home
The net cost of purchasing a home includes the actual purchase price, of course, but also, long term, includes the cost of financing the acquistion. The cost of the financing portion of the purchase is variable and dependent on market conditions, which are out of the control of the individual, but a good portion of the cost of financing is driven straight off of your credit score and that variable is controllable by you, the individual.
It is very important to get your credit score over 720. If your is not that high, I highly suggest you connect with a VERY good lender, who can walk you through the steps you will need to take to accomplish a good score like this. My score is a little over 800 and maintaining that level is always in my game plan. If you need a good lender, just let us know!
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