Opportunities Abound to Profit in 2008

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Tumbling home values.� Soaring energy prices.� A topsy-turvy stock market and a gazillion other financial worries, not the least of which is whether we'll spend the coming year mired in recession.

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Considering all the black clouds hanging over the economy, you probably think there's no way you can really expect to prosper in 2008.� It will be all you can do just to hang in there, right?� WRONG!

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We firmly believe there will be plenty of opportunities to make money this year - yes, even in real estate - as well as ways to insulate your finances from the most serious economic challenges ahead.

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The real estate slump isn't going away soon, so whether you're buying, selling or staying put, deal with it.

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For sellers:

Forget what the ugly house next door sold for last year or even what comparable homes are listed for today.� Instead, use the going price of houses that have recently sold as a guide - then price your home even lower so it looks like a great deal.

Best case: Your aggressive pricing attracts more than one bid, pitting buyers against one another and ultimately lifting the final sale price.

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For buyers:

If ever there was a time to drive a hard bargain, this is it.� Don't be distracted by small stuff like whether the current owners will leave behind their appliances and window treatments.

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Focus instead on what's really important: getting the lowest price.� Do a little homework and find out what comparable houses have sold for lately.� Then start the bidding at 10% to 15% below that recent sale price.

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Note: This strategy works best if there are several homes on the market in your area around the same price.

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There are many other tips throughout this weblog for buyers and sellers.� We encourage you to spend a few minutes and look through them.� It could be worth a minor fortune if you pick up a tip here or there that could add dollars to your home buying or home selling strategy.

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